Affordable Life Insurance To Protect Your Family’s Future & Your Present
Schedule A Free Consultation With Us & We Will Help You Get
The Best Coverage
Affordable Life Insurance To Protect
Your Family’s Future & Your Present
Schedule A Free Consultation With Us & We Will
Help You Get The Best Coverage
Affordable Life Insurance To Protect Your Family’s Future & Your Present
Schedule A Free Consultation With Us & We Will Help You Get The Best Coverage
When you buy life insurance you might ask:
How much life insurance do you need?
What’s the right type?
When is the right time to buy insurance?
Our Licensed Professionals Will Answer All Of These Questions & Guide You To
The Best Plan For You.
Click below to speak with an agent now!
When you buy life insurance you might ask:
How much life insurance do you need?
What’s the right type?
When is the right time to buy insurance?
Our Licensed Professionals Will Answer All Of These Questions
& Guide You To The Best Plan For You
When you buy life insurance you might ask:
How much life insurance do you need?
What’s the right type?
When is the right time to buy insurance?
Our Licensed Professionals Will Answer All Of These Questions & Guide You To The Best Plan For You.
Click below to speak with an agent now!
Need help deciding what's right for you?
Fill out this form, and we will personally connect you with one of our licensed agents for expert advice
Need help deciding what's right for you?
Fill out this form, and we will personally contact
you for a free consultation
Stability During Difficult Times
A life insurance policy can provide your loved ones with a stable
income during difficult times. You can help them live comfortably, enable
their resilience, and ensure their well-being even after you're gone.
Stability During Difficult Times
A life insurance policy can provide your loved ones with a stable
income during difficult times. You can help them live comfortably, enable
their resilience, and ensure their well-being even after you're gone.
Stability During Difficult Times
A life insurance policy can provide your loved ones with a stable income during difficult times. You can help them live comfortably, enable their resilience, and ensure their well-being even after you're gone.
Learn About Your Options
Term Life Insurance
Covers a specific period of time, e.g. 10, 20, or 30 years
Typically more affordable
When your term ends you are no longer protected so you have to plan this very well
Provides coverage for the years you need it most
Universal
Coverage for your entire life
Allows you to earn additional cash value and build your assets
Provide benefits that can be used now & in future
It protects your loved ones in the future and your finances today
Guaranteed death benefit
Cash value that can be withdrawn or borrowed during your lifetime
Learn About Your Options
Term Life Insurance
Covers a specific period of time, e.g. 10, 20, or 30 years
Typically more affordable
When your term ends you are no longer protected so you have to plan this very well
Provides coverage for the years you need it most
Universal
Coverage for your entire life
Allow you to earn additional cash value
Provide benifits that can be used now & in future
It protect your loved ones in the future and your finances today
Guaranteed death benefit
Cash value that can be withdrawn or borrowed during your lifetime
Learn About Your Options
Term Life Insurance
Covers a specific period of time, e.g. 10, 20, or 30 years
Typically more affordable
When your term ends you are no longer protected so you have to plan this very well
Provides coverage for the years you need it most
Universal
Coverage for your entire life
Allows you to earn additional cash value and build your assets
Provide benefits that can be used now & in future
It protects your loved ones in the future and your finances today
Guaranteed death benefit
Cash value that can be withdrawn or borrowed during your lifetime
You’re In Control Of Your Future just 3 Easy Steps
1
Get a Free Quote
We’re independent brokers— that means we aren't biased toward any one company & we compare plans from top life insurance companies to give you multiple quotes, so you can find the policy that’s right for you. Click the button below to Start Your Free Quote Now!
2
Get Professional Advice
Our expert agents work for you, not the insurance companies. You can trust us to provide unbiased guidance and we will explain all of your options in detail to help you make the best choice for you.
3
Get Covered & Feel Secure
We’ll always be here for you! we'll guide you through the entire insurance buying process & even after. Need to change your beneficiaries, file a claim, or anything in between? We're always here to help
You’re In Control Of Your Future just 3 Easy Steps
Get a Free Quote
We’re independent brokers— that means we aren't biased toward any one company & we compare plans from top life insurance companies to give you multiple quotes, so you can find the policy that’s right for you. Click the button below to Start Your Free Quote Now!
Get Professional Advice
Our expert agents work for you, not the insurance companies. You can trust us to provide unbiased guidance and we will explain all of your options in detail to help you make the best choice for you.
Get Covered & Feel Secure
We’ll always be here for you! we'll guide you through the entire insurance buying process & even after. Need to change your beneficiaries, file a claim, or anything in between? We're always here to help
You’re In Control Of Your Future just 3 Easy Steps
Get a Free Quote
We’re independent brokers— that means we aren't biased toward any one company & we compare plans from top life insurance companies to give you multiple quotes, so you can find the policy that’s right for you. Click the button below to Start Your Free Quote Now!
Get Professional Advice
Our expert agents work for you, not the insurance companies. You can trust us to provide unbiased guidance and we will explain all of your options in detail to help you make the best choice for you.
Get Covered & Feel Secure
We’ll always be here for you! we'll guide you through the entire insurance buying process & even after. Need to change your beneficiaries, file a claim, or anything in between? We're always here to help
Why do you need to consider life insurance
Starting out? Growing family? Nearing retirement? Life insurance from The Parascand Agency offers protection plus benefits that can help can fund your retirement, pay for college, or just give you financial peace of mind
Click the button below to speak with a licensed professional to learn more.
Chat With Us
Click on the chat bubble in the bottom right hand corner of your window
Book An Appointment
Find a time that works for you
Why do you need to consider life insurance
Starting out? Growing family? Nearing retirement? Life insurance from The Parascand Agency offers protection plus benefits that can help can fund your retirement, pay for college, or just give you financial peace of mind
Click the button below to speak with a licensed professional to learn more.
Why do you need to consider life insurance
Starting out? Growing family? Nearing retirement? Life insurance from The Parascand Agency offers protection plus benefits that can help can fund your retirement, pay for college, or just give you financial peace of mind
Click the button below to speak with a licensed professional to learn more.
FAQ:
Why term life insurance vs whole life insurance?
What's the difference between term life insurance vs whole life insurance?
Term life insurance is more affordable with relatively low monthly rates. However, it provides coverage for only a fixed period of time — typically 10 to 30 years, depending on your policy. If you time it right that is typically all that most people need.
Whole life insurance covers your entire life. The benefit here is that along with the typical death benefit payout throughout your life you also receive cash value - which basically builds your assets & can be used as savings for your retirement.
During our free consultation, we will help you compare different plans & find the one that's best for you.
How much life insurance do I need?
How much life insurance do I need?
Our experts recommend getting coverage that is 10-30 times your income. This ensures without a doubt that your family will be financially stable in the long run.
Who should apply?
Who should apply?
You need life insurance to protect your family during the unstable times after your loss. Money should be the last thing that they have to worry about during that vulnerable time. Especially if you pass away before you’ve had time to pay off all of your debts and save for the future. You don't want that to fall on your family.
You should apply if you are a:
- Parent - new parents and single parents especially. This is the best way to ensure your kids are always going to be fine.
- Young adult - if you have private student loans or other loans, like a mortgage you can use the cash value in whole life insurance to borrow from if help with loan payments is needed
- Older adults - if you are nearing retirement you may need coverage soon
- Seniors - if you can’t independently pay for your end-of-life medical care or burial expenses then life insurance is a great option to help your family with these expenses
FAQ:
What's the difference between term life insurance vs whole life insurance?
What's the difference between term life insurance vs whole life insurance?
Term life insurance is more affordable with relatively low monthly rates. However, it provides coverage for only a fixed period of time — typically 10 to 30 years, depending on your policy. If you time it right that is typically all that most people need.
Whole life insurance covers your entire life. The benefit here is that along with the typical death benefit payout throughout your life you also receive cash value - which basically builds your assets & can be used as savings for your retirement.
During our free consultation, we will help you compare different plans & find the one that's best for you.
How much life insurance do I need?
How much life insurance do I need?
Our experts recommend getting coverage that is 10-30 times your income. This ensures without a doubt that your family will be financially stable in the long run.
Who should apply?
Who should apply?
You need life insurance to protect your family during the unstable times after your loss. Money should be the last thing that they have to worry about during that vulnerable time. Especially if you pass away before you’ve had time to pay off all of your debts and save for the future. You don't want that to fall on your family.
You should apply if you are a:
- Parent - new parents and single parents especially. This is the best way to ensure your kids are always going to be fine.
- Young adult - if you have private student loans or other loans, like a mortgage you can use the cash value in whole life insurance to borrow from if help with loan payments is needed.
- Older Adults - if you are nearing retirement you may need coverage soon.
- Seniors - if you can’t independently pay for your end-of-life medical care or burial expenses then life insurance is a great option to help your family with these expenses